|   Mr. &  Mrs. N., of Sunnyvale, California, got the $2 million face-value, 2nd-to-die,
                                    life insurance policy they wanted (company rated A++ by A.M. Best, AA by S&P, Aa2 by Moody's, AA by Fitch, and B by
                                    Weiss), plus a $9,355 rebate.       Mrs. C., of Los Gatos, California, got the long-term care policy she wanted (insurance company rated A+ by A.M. Best,
                                    AA by S&P, Aa2 by Moody's, AA by Fitch, and B+ by Weiss), plus a $1,300 rebate.     Mr. & Mrs. M., of Dana Point, California, got the $320,000 deferred annuity they
                                    wanted (insurance company rated A+ by A.M. Best, AA by S&P, Aa2 by Moody's, and B+ by Weiss) plus a $9,900
                                    rebate.     
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